Get peace of mind with level term life insurance!
We have over thirty years of life insurance experience helping clients protect their families. Ask us about:
We can access many different life insurance products so you can get the right policy for your needs.
Life insurance is one of the few products where the cost of doing business has improved over time. Life insurance costs less today than at any point in history. Not only have premiums decreased from competition, underwriting has improved so we can secure coverage for people who were previously impossible to insure, such as diabetics, people with a history of heart disease and cancer, and even people who have been diagnosed as HIV+. Call us today, and we'll analyze your insurance needs and get you the right coverage for your situation.
Everyone has different life insurance needs, and life insurance is not a commodity. Our objective is to help you find the best value for your situation today, because we know the value of satisfied clients, as well as the value of financially secure beneficiaries at claim time. Call us today for a personalized business or individual assessment and find out how we can help you protect your family, your business, your key people and employees, your business partners, shareholders, and investors, as well as your favorite charities.
If you don't like needles, we have options for you. Several carriers have No Exam programs, enabling you to secure coverage up to $20,000,000 without an exam or fluids.
We have several companies that have Simplified Issue programs that are very easy to apply for. Coverage up to $300,000 at most ages are available.
If you're healthy and don't mind an insurance exam and providing fluid samples, then we can help you get coverage at the lowest rates in the industry, up to $100,000,000+.
One of our specialties is the advanced use of life insurance for Executive Benefit plans, such as Key Person, Buy/Sell Agreements, and Group Term Carve-Out.
Have you been turned down for life insurance? We have Guaranteed Issue plans so that you cannot be turned down, no matter what your health history is.
Another of our specialties is helping businesses retain their employees with voluntary life insurance purchased at the worksite, with payroll deduction as an option.
Brent D. Gardner began his career in insurance in March of 1991 as a College Agent and then a Career Agent with a large mid-western mutual life insurance company. In January of 1997, Brent started Life Solutions, an independent life insurance brokerage agency, taking over a family-built book of business that dates back to 1922, including servicing policies issued in the 1890s.
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